Making PPI Reclaim is quick and easy with absolutely no upfront costs, coupled with our No Win, No Fee service you have literally, nothing to lose!
As long as your account was active within the last 6 years we can Reclaim PPI for you.
We Do PPI Claims – The PPI Reclaim Specialists
Fastest PPI Reclaim - 21 Days
Average PPI Reclaim £3,159.07
If you have had any type of loan or mortgage, credit or store card you could be entitled to Reclaim PPI worth £1,000’s. We can claim for you, even if you no longer have the paperwork relating to the policy. Please take a look at our questionnaire to see if you have been Mis sold PPI and take your first steps on the road to reclaim PPI.
Like so many people you might not even know you have the cover as most people are sold the loan and PPI as a package. As long as you have taken your loan out in the last 10 years we can make a PPI reclaim for you. We will not share your details with any 3rd parties.
NO WIN - NO FEE*
PPI Reclaims - So, what is PPI?
PPI stands for Payment Protection Insurance however, it seems to have a different name for each bank.
The product itself is in general a brilliant safety net should you be unable to work due to one or a combination of Accident, Sickness or Redundancy. The policy will start to cover your monthly premiums after a set period, on average 30 days. It will continue to make these payments for up to 24 months.
When correctly advised and processed Payment Protection Insurance is a very desirable product, especially if your loan is secured on a property or is a hire purchase agreement. Finding a job or taking the kids to school may be impossible without the use of the family car, which would be taken away if payments are not kept up to date.
PPI Reclaims - So what went wrong?
The Mis Sold PPI policy scandal arose from the banks passion for profits, there was simply too much money to be made from selling a policy alongside a loan, secured loan or hire purchase agreement, and to a certain degree credit or store cards.
The banks saw the need to obtain permission from the client as a potential stumbling block in their pursuit for profits. They appear to have used two main tactics to get round this object, they both put the policy in place and increased the monthly payment before giving you the figures and closing the deal, or they would say that the loan will not go through without the insurance in place. Both of these tactics resulted in an application being processed with false or inaccurate details that would later render the policy useless should you need to make a claim.
Reclaim PPI - Just how many people don't know they have, or have had, PPI?
Figures estimate there were in excess of 16 million ppi policies added without the client’s knowledge or consent – all of these represent a potential to reclaim PPI.
Reclaim PPI - How do I know if I have been Mis sold PPI?
We are naturally moved by these figures and feel it is essential we assist as many people as possible with their PPI Reclaim. We need to reach out to as many people as possible and let them know we offer a No Win, No Fee* service so if there is not a Mis Sold PPI Policy added to your finance agreement, there will be no charge.
PPI Reclaim - How do I obtain a PPI Refund?
You can if you wish, gather the evidence, compose a letter of complaint cross referencing parts of evidence and await a response from the bank. They will string it out as long as possible trying every dirty trick in the book in an attempt to shake you off. You may need to write three of four letters but you should get there in the end.
Alternatively a specialist PPI reclaim company like ourselves will take care of everything for you.
In a nut shell, we send you the PPI reclaim pack, you sign and return it in a pre-paid envelope supplied. Once we receive your pack we may call you for a few extra details before we compile the evidence and submit your complaint. We allow up to 3 weeks for confirmation they have received the complaint. They are allowed a further 8 weeks from the date of this letter to offer their final response; occasionally they decline our first attempt so we send a stronger demand for compensation. Should they decline this we will refer your complaint to the Financial Ombudsman on your behalf.
When a settlement is received, we check it matches our calculations and forward it to yourselves to sign and complete your PPI Reclaim and receive a full PPI Refund.
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If you are an advisor and have clients who have been mis sold PPI you could earn commission based on their PPI reclaim.
